What are You looking for?
Digital Loans©
A platform for SME and Retail loans used by banks for increasing their loan portfolio in a shorter time and keeping related costs under control.
Ask for DemoFinancial Solutions
Financial Solutions
Digital Loans©
A platform for SME and Retail loans used by banks for increasing their loan portfolio in a shorter time and keeping related costs under control.
Ask for DemoDigital Loans© Demo
Get a free no-obligation demo.
Submit the contact form and our expert will be in touch with you shortly.
Thank you!
We will contact you soon!
Meet Digital Loans©
Winning the Lending Race
Digital Loans© is a platform for SME and Retail loan origination. DIGITAL Loans© addresses the major demands of modern financial organizations – process digitalization, rapid product development and efficient operation. Low-code driven platform supports agile organizations by facilitating common language between business and IT teams, enabling product and process prototyping, supporting decision models and integrating variety of customer service delivery channels and tools to offer true omnichannel user experience.
Why Digital Loans©?
- Support digital transformation by end-to-end digitization of product origination flows.
- Shorten approval and disbursement time by accessing relevant data on time and making informed decisions.
- Address regulatory compliance with minimal costs and right on time.
- Offer true omnichannel experience – deliver products via digital and physical channels, own and partners’ run.
- Let your IT team do more by using process modeling, integration and deployment tools of Digital Loans©.
Digital Loans© Demo
Get a free no-obligation demo.
Submit the contact form and our expert will be in touch with you shortly.
Thank you!
We will contact you soon!
As a bank we keep a strong focus on business and consumer lending, thus having innovative tools for quicker and better client assessment and loan origination was crucial for us. With Digital Loans© we not only have a tool for risk management but are capable of issuing a personalized Retail and SME loan in a fraction of time.
Product Attributes
-
01
Universal
Retail and corporate loan origination. Automated processing of regular cases, manual processing of exceptions.
-
02
Transparent
Full control of the processes and decision matrices. Detailed process history and audit.
-
03
Under Your Control
Instantly respond to market demand and regulatory requirements.
Digital Loans© Contribution to Sustainability Agenda
Our product is dedicated to advancing the United Nations Sustainability Development Goals (SDGs) and making a positive impact on the world. With a focus on Gender Equality, Decent Work and Economic Growth, and Responsible Consumption and Production, our product is designed to promote a more sustainablesand equitable future for all.
Key information
Digital Loans© Features
User Friendly
Simple, intuitive, modern UI to increase user satisfaction that requires no training to start using solution.
Omni-Channel
Know your customer and respond to their requirements through the channels of their choice – physical and digital, direct and indirect.
Business Centric
Built to allow cross-functional business teams to own and manage the product origination processes and service delivery.
Agile
Establish agile organization focused on rapid product design, facilitated by prototyping and non-stop deployment model.
What Do Our Customers Say?
faster SME financing
mortgage portfolio growth YoY
faster credit card issuance
hours to deliver typical process change
times faster product development
months to build and launch mortgage product
Learn more about Digital Loans©
We can help you increase your loan portfolio in a shorter timeframe, while minimizing your costs.
Download a Brochure
Thank you!
We have sent an email with a download link.
Continuous Innovation
-
The low-code approach enables the rapid and independent launch of banking products through loan origination process modelling and prototyping. You can concentrate on system functionality rather than writing, reading, and commenting lengthy and complex specifications.
-
With Digital Loans©, you may select the degree of automation you prefer for the loan origination process, ranging from fully automated consumer lending (payday loans) to intricate mortgage flows involving numerous committees and specialists. The technology assists in reducing decision-making time and enforcing internal compliance, which considerably lowers operational risks and expenses for the firm.
-
Digital Loans© enable the rapid preparation and implementation of critical changes. This enables addressing compliance requirements and market pressures in a consistent and low-IT-reliant manner.
-
The omnichannel capabilities of Digital Loans© permit you to build loan origination accessible for the customers via their preferred channels – online self-service, walk-in at the bank’s branches and via partners, e.g. car leasing via card dealer networks.
-
Open architecture enables you to connect to any internal or external system required. Identity verification and KYC providers for self-service flows, credit bureaus, scoring providers and national registers for customer evaluation and decisioning, loan management solutions for product management and disbursements – all can easily be part of your origination flow.
-
Zero Trust security strategy Digital Loans© is based on a reliable Digital Banking security architecture and adheres to the Zero Trust principle.
-
Tools for GDPR compliance are already available to be connected to your loan origination flows.
-
Complete audit trail is maintained for handling any business questions and system and security challenges.
Business Benefits
- Enhanced customer satisfaction through improved service.
- Reduced operational costs.
- Lower error rates.
- Increased employee satisfaction.
- Improved compliance.
- Shorter product launch time.
- Fully automated decision making and product provisioning at hand.
YOU MAY FIND THESE INTERESTING
Explore Other Financial Products & Solutions
BANKTRON® Daily Banking
Financial Solutions
One platform that serves it all – solutions for retail, business, private banking.
Learn more
BANKTRON® Digital Banking Engagement Platform
Financial Solutions
An award-winning secure and intuitive digital banking platform that fits into your composable banking architecture.
Learn more
BANKTRON® Open Banking
Financial Solutions
A platform that provides a robust set of APIs and management tools to comply with PSD2 regulations and requirements and go beyond compliance demands.
Learn moreLEARN ABOUT OUR CUSTOMERS SUCCESS
Get Inspiration From Our Clients' Success Stories
Luminor Implements E-Banking Solution
Estonia-based bank (DNB Pank till 2017-10-01) transformed customer service and developed its internet banking offering…
Etronika Automates Šiaulių Bankas Lending Processes
ETRONIKA has automated main Šiaulių Bankas lending processes for SME and retail customers and significantly…
View All
Luminor Implements E-Banking Solution
Estonia-based bank (DNB Pank till 2017-10-01) transformed customer service and developed its internet banking offering…
Etronika Automates Šiaulių Bankas Lending Processes
ETRONIKA has automated main Šiaulių Bankas lending processes for SME and retail customers and significantly…
An Award-Winning Personal Income TAX Return Wizard for Lithuania State Tax Inspectorate
About the Client State Tax Inspectorate Under the Ministry of Finance of the Republic of…
Backup Data Centers Modernisation at a Reserve Bank
About the client Ministry of Finance & Economic Development Challenge Ensuring business continuity and data…
Design and Implement an e-Registry System for the Business Registries in Belize
https://vimeo.com/nrdcompanies/belize-digital-transformation?share=copy About the client The Government of Belize and the Financial Services Commission (formerly the…
Development of a Virtual Fiscal Device Management System in Zanzibar
About the client Zanzibar Revenue Board The Zanzibar Revenue Board (ZRB) was established under the…
ICT Access and E-Services for Hinterland, Poor and Remote Communities Project in Guyana
About the client The Office of the Prime Minister of Guyana.The project has been supervised…
Mauritius Registrar-General's Department becomes an e-Service organization after transitioning from paper-based service
About the Client Registrar-General’s Department (RGD), Republic of Mauritius. The Mauritius Registrar-General's Department is a…
INSIGHTS THAT MAY INTEREST YOU
Digital Loans© Related Insights
Consumer Credits in Šiaulių Bankas will be Issued Twice as Fast
GPS Capital Markets Partners with NRD Companies for Open Banking Solution Needed to Start Operations in EU
In the First Half of 2022, NRD Companies Continues to Lead Multi-Level Digital Transformation Projects Around the World
View All
Consumer Credits in Šiaulių Bankas will be Issued Twice as Fast
GPS Capital Markets Partners with NRD Companies for Open Banking Solution Needed to Start Operations in EU
In the First Half of 2022, NRD Companies Continues to Lead Multi-Level Digital Transformation Projects Around the World
